Chenoa Fund

No Down Payment, No Problem!

Buy a home without spending all of your savings.

If you’re ready to buy a home but worry you don’t have enough saved for a down payment, we have a loan program that can help. The Chenoa Fund program is designed for home buyers who have good credit and would like to keep their savings for a rainy day.

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Features & Benefits

Minimum 620 credit score

First Mortgage must have a fixed-rate and meet FHA guidelines

Second Mortgage amount up to 3.5% of the sales price or appraised value

Borrower may receive a refund of earnest money deposit andother third-party costs